Have you Mint.com

• Online management. Mint will alert you electronically, group transactions, as well as charts and graphs.
• Goals. You can set goals and keep track of those goals. Goals such as home ownership, retirement, or elimination of debt can all be tracked.
• Mint is free and easy to use. Once set up Mint will do most of the work for you. You tell it what to do. It does what you tell it. Then at the end of the year you run reports or give access to your accountant and your taxes are done.